Augustine (know as the early church father) said "Love has hands to help others. It has feet to hasten to the poor and needy. It has eye to see misery and want. It has ears to hear the sigh and sorrow of men. This is what love looks like."
Do your hands help or hinder? When there is a need do you lend a hand or hope someone else will?
Do you find it easier to open the checkbook than to hasten you feet to help the poor? True love would teach the poor how to grow food or find a job by working with them. Yes the financial support help but they will need more than that to keep going when the money runs out.
What about eyes to see someone hurting and the ear to listen to the sorrow. Is it easier to say I don't want to get wrapped up with them, they are so depressing all the time. Maybe they need you to share Christ with them or share you story with them to find joy again.
If God puts someone in your path He wants you to take action and not pass it on to someone else.
Who know you could be blessed my an Angel.